Management Liability Insurance

Without adequate protection you could risk losing not only your business, but also your personal assets. This insurance protects you personally and the service as a company.

Management Liability Insurance protects you and your service against the risks and exposures of running the company.

What does Management Liability Insurance Cover?

  • Damages and claimant costs awarded against you for wrongful acts such as breach of duty, misleading statements, breach of regulations, breach of warranty, harassment/ discrimination claims*
  • Defence (i.e. legal) costs
  • Investigation costs
  • Civil fines & pecuniary penalties. Under the National Quality Framework, services are exposed to the risk of fines and penalties for non-compliance with the new regulations.

If you have further questions in relation to Management Liability Insurance or would like to arrange cover, please call 1800 658 699 or email

* Optional insuring clause and underwritten on a case by case basis


The management liability insurance is underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020 AFSL 239 687. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging this insurance. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.