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Public Liability Insurance

Family Day Care Australia’s Public Liability Insurance offers insurance protection for family day care and in home care services.

This cover protects staff where they are held liable for third party property damage, injury to children, parents or other persons associated with the family day care or in home care service.

FDCA's Public Liability Insurance policy automatically includes Criminal Defence Insurance to cover both service staff and/or the management committee.

Criminal Defence Insurance provides up to $200,000 to cover legal costs associated with the successful defence of a criminal prosecution brought in relation to the family day care or in home care service.

What are you covered for?

  • Public Liability $20,000,000
  • Products Liability $20,000,000
  • Errors and Omissions $10,000,000
  • Criminal Defence $200,000

Pay no excess on claims

We won't charge you an excess on your policy when you need to make a claim. In fact we offer free claims advice to help you in the event that you need to make a claim on your policy. Some policies may require you to pay an excess when you need to make a claim on your policy, an excess can often range between $500 - $2,000 or more that you need to pay to your insurer when a claim is paid.

Key Features

  • $0 excess on claims
  • Proceeds from your premiums are reinvested into providing services that support the family day care sector
  • Fundraising events, fetes and excursions cover

How soon can I get cover?

If you are a member of Family Day Care Australia, we can arrange a quote for you within 24 hours.

Click here to get a quote


If you are wanting to run a family day care from your home as a family day care educator, you can click on the button below to purchase your family day care insurance online.

Additional Information

Family Day Care Australia has a Financial Services Guide that details information about our charges, your rights and other information to help you decide whether to use our services.

Please click here to view our Financial Services Guide.

Disclaimer

The public liability insurance is underwritten by XL at Lloyd’s of London. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging this insurance. For full details see our Financial Services Guide (FSG).Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.