It’s a fact of life that children have accidents. Fortunately, most accidents amount to little more than a scrape or a knock. But if it’s a little bit more serious, and when a child is injured in your family day care service, the parent may very well ask you to help pay the bills.
Personal Accident Insurance for Children comes standard as part of Family Day Care Australia's Family Day Care Insurance Package.
1. Out of pocket expenses cover*
The policy will cover out of pocket expenses incurred by parents as a result of an injury to children in your care up to a maximum of $5,000 for any one claim.
2. Capital benefits cover*
This policy will provide a lump sum payment to parents for certain injuries that occur to children while in your care up to a maximum of $30,000.
3. Accidental Death*
Accidental death cover for educators up to $30,000.
If you have further questions, please call 1800 658 699 or click here to contact our Insurance Services Team.
*For a full list of policy benefits, conditions and their limits please refer to the product disclosure statement located here.
Personal Accident Insurance is underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020 AFSL 239 687. Family Day Care Australia ABN 93 094 436 021 AFSL 329 616 receives commission and fees for arranging this insurance. For full details see our Financial Services Guide (FSG). Because we don’t know your financial needs, we can’t advise if this insurance will suit you and we do not take into account your personal circumstances. The information we provide is general in nature only. You should consider your needs and read the Policy Wording before making a decision to buy this insurance. Please call us on 1800 658 699 for a copy of the FSG and Policy Wording.
ABN 93 094 436 021 | AFSL 329 616